A loan of $4,900 helped to connect electricity in his trading booth and purchase two computers to make his transactions even faster.


Nicholas's story

Nicholas is a qualified economist, aged 26. He runs his own money transfer business in Choma, a friendly town in the southern part of Zambia. He has been running his business for six months now. Nicholas left his home town of Luanshya, a mining town located in the northern part of Zambia, to realize his dream of running his own business. He chose the business of mobile money transfers because he believes that mobile technology is one of the fastest growing industries in Africa. He finds joy in running a business that is quick and dependable and makes a difference in the lives of people around him. His face brightens as he describes how his business has become so popular since he opened six months ago. To make his business more effective, Nicholas has employed one person to help him serve his customers faster. When he gets his Kiva loan, he would like to put electricity in his trading booth and purchase two computers to make his transactions even faster. The rest of the money will go towards increasing his working capital, as this will enable him to make more profits. His hopes and dreams are to be a successful businessman and own a chain of mobile money transfer shops across Zambia.



Loan details


Lenders and lending teams



Loan details