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Hasmik is 38 years old. She lives in Ltsen village with her husband and two sons. Hasmik's one son is in the army at present. Hasmik's younger son and husband are involved with agriculture together with her. They cultivate land and breed cattle. The family has been running the farm for two years, through which they have created all necessary conditions for its further development.

Hasmik would like to increase the number of cattle. She also needs investments to start land cultivation. With the help of this loan, Hasmik plans to purchase four cows, 700 kg. of potato seeds, and five bags of fertilizer. Hasmik will feed the cattle and sell the meat at the end of the year. She also expects a good harvest of potatoes. This will allow her to have a stable source of income during the year.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 174
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hasmik to pay for cows, potato seeds, and fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 22, 2012
Apr 8, 2012
Currency Exchange Loss:
Feb 17, 2014