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Shukrullo Ziedullaevich B. lives in the Varzob region of Tajikistan. He is 29 years old, married and has 4 children. Shukrullo has a college degree in education. Currently he works as a contractor for hire, but his salary is not enough to support his family. That is why Shukrullo supplements the family income by raising cattle for sale. He has a small barn where he keeps his animals. Shukrullo purchases young calves, feeds them then sells the animals at the market at a higher price. His cattle business earnings supplement the family income. However, he would like to purchase more calves to expand his business and for that he requires this loan. Currently it is a good deal to buy meat cattle, since the animals are thin after the winter and are sold at a lower price. Shukrullo has been raising and selling cattle for the last 10 years. He is planning to pay back the loan in the next 12 months.

Translated from Russian by Anya Lyuksyutova, Kiva volunteer

Бобиев Шукрулло Зиедуллаевич житель Варзобского района. Клиенту 29 лет женат , имеет 4 детей. Образование высшее. По специальности преподаватель. Работает строителем по найму. Получает заработную плату , но этого ему не хватает на жизнь. Поэтому клиент дополнительно подрабатывает занимаясь животноводством, путем разведения крупно-рогатого скота.Имеет небольшой коровник , в котором имеются бычки.Покупает молодых бычков , откармливает и перепродает на рынках по более выгодной цене. Это помогает обеспечивать семью.Но клиент хочет купить дополнительно еще одного бычка, но для этого ему нужно получить кредит.Именно сейчас покупка бычка может быть выгодна , так как после зимы животные исхудавшие , продаются по низим ценам. Занимается этим видом бизнеса занимается уже 10 лет. Погасить кредит клиент планирует в течении 12 месяцев

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 225
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Shukrullo purchase of cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 19, 2008
Apr 29, 2008
Currency Exchange Loss:
Jun 15, 2009