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Peprone is from the village of Lusaghbyur in the Shirak region of Armenia. She is married with a five-year-old daughter. Peprone has a high school education and has been farming for the past five years. The extra income helps pay for the medical treatments of her daughter who is disabled.

Peprone is looking for a loan to purchase livestock and seeds. She expects that this investment will increase her income by twenty percent. Peprone dreams of one day buying a house for her family. She has a positive opinion of microfinance and looks forward to growing her business.

Additional Information

About AREGAK Universal Credit Organization

In 1997, United Methodist Committee on Relief (UMCOR) established the AREGAK microfinance program with the aim of creating economic opportunities for low-income people who lack or have limited access to formal financial services, especially in remote rural areas. The microfinance program rapidly became one of the largest microfinance institutions in Armenia in terms of the number of active clients and portfolio size.

In 2006, AREGAK UCO was registered as a universal credit organization structured as a closed joint stock company with UMCOR as the sole shareholder.

Today, AREGAK UCO provides a broad range of financial services to the population without compromising the social aspects of its mission. It continues pursuing initiatives geared toward the fulfillment of its ethical principles. To learn more about AREGAK UCO, visit its Kiva Field Partner page.

About Armenia

  • $6,300
    Average annual income
  • 139
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD