A loan of $2,650 helped to pay for a cash register, checkout desk and inventory.

Jennifer's story

Jennifer is a single mother of four, on a mission to make a positive change in her community and on her budget. The 32-year-old owns "Klassy Kidzs Resale and Things", a Sainte Genevieve resale shop with an inventory of newly-purchased, name-brand items. “I don’t sell junk,” Jennifer says. Her store carries clothing for sizes between newborn and young men's pant size 36, along with a variety of educational toys, furniture and accessories, such as the $90 Jessica Simpson shoes she’ll sell for $25. Some items are from her closet that her children never used or wore, or used and wore a couple of times; all without rips, stains and scratches. Nothing in Jennifer’s shop is donated except for prom dresses she receives from the community. Jennifer is networking with a community school district to donate the dresses to deserving high school students. She plans to do this annually.

With a business plan in mind, Jennifer called St. Louis’ directory assistance, which then connected her to Missouri’s directory assistance and informed her of ACCION Texas, Inc.’s newest location. Soon after, she applied online and was approved for the first ACCION loan of Missouri. Since then, she referred two friends to ACCION.

“I don’t want to have a boss,” Jennifer says. Instead of making money for someone else with her knowledge and skill, she says, “I’d rather be the one making money.” This pushed Jennifer to open her shop as she did on March 6. She is the only worker at the moment and she plans to keep it that way. This adheres to her plan of working for herself and making her own money.

The ACCION loan helped Jennifer pay for unexpected expenses, such as rent, the store’s deposit, a cash register, checkout counter, sales racks and advertisement. Jennifer’s children, ranging between 14 and five months, were her inspiration to open her shop. She says the ACCION loan “actually helped me open something that’ll help my community and achieve something I actually want to do.”

Loan details

Lenders and lending teams

Loan details