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Manuel De Jesús
Manuel de Jesús lives in Masaya. He is 39 years old. His nuclear familiar consists of three people. He has worked for 14 years in a business that markets food products such as chicken.

At this time he needs a loan to complete some home improvements, which consist of putting bricks on the whole house. For this reason he is applying to Ceprodel for a loan to purchase cement, sand, grit, and bricks to complete his objective and to be able to give his family a better quality of life.
View original language description ↓
Manuel de Jesús, reside en Masaya, tiene la edad de 39 años, su núcleo familiar es de tres, él trabaja en una empresa que se encarga de comercializar productos de alimentos como carne de pollo, desde hace 14 años.
Actualmente esta necesitando un crédito para realizar mejoras en su vivienda la cual consiste en poner ladrillo en toda la casa. Por lo que esta solicitando a Ceprodel un financiamiento para la compra de cemento, arena, arenilla, ladrillosa así poder realizar sus metas. Y poder dar a su familia una mejor calidad de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Manuel De Jesús to buy cement, sand, grit, and bricks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 16, 2012
Mar 31, 2012
Currency Exchange Loss:
Apr 18, 2013