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Beleida, 40, is married and living with her two children and her husband at present. She intends to use the loan to buy underwear for men and women as well as sportswear. She’s thinking about buying a wide variety of clothes in order to have a successful turnaround and be able to sell it at an excellent price to the local market thus obtaining more profits to obtain a better quality of life and economic stability for her and her family.

This is the first loan she’s gotten from Fudecosur and she’s also never had loans from state banks but Fudecosur offered the loan with the best terms and a much lower interest rate.
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Beleida, tiene la edad de 40 años, está casada, vive con sus dos hijos y su esposo actualmente. Ella con el crédito pretende comprar ropa intima de hombre y mujer y además ropa deportiva. Ella tiene pensado comprar mucha variedad de ropa para poder tener una mejor rotación, así poder venderla a un excelente precio al mercado de la localidad y poder obtener más ganancias para obtener una mejor calidad de vida y una estabilidad económica de ella y su familia. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 12
    View loans »
    Costa Rica Loans Fundraising
  • $4,723,875
    Funds lent in using Kiva
  • 503.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Beleida to buy clothes to sell.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 13, 2012
Mar 31, 2012
Currency Exchange Loss:
Nov 17, 2013