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Gerardina, 35, is married and lives with her two children and her husband at present. She intends to use the loan to buy farm supplies for her coffee crops like manure, herbicides, leaf fertilizer as well as to pay for labor costs to obtain the maximum production from her coffee plantation thus obtaining more profits for better living conditions and economic stability for her and her family.

This is the first loan she’s gotten from Fudecosur. She’s had no previous loans from state banks but Fudecosur has offered a loan with the best terms and a much lower interest rate.
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Gerardina, tiene la edad de 35 años, está casada, vive con sus dos hijos y su esposo actualmente. El con el crédito pretende comprar insumos para el mantenimiento del café como abonos, hervidas, foliares, e invertir en mono de obra y así poder obtener el máximo de producción de la plantación de café, así poder obtener más ganancias para obtener una mejor calidad de vida para ella y de su familia y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 503.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gerardina to buy farm supplies for her coffee crops.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 13, 2012
Mar 31, 2012
Currency Exchange Loss:
Aug 16, 2012