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Zam lives in Kampala, Uganda. She is married with four children and all her children are in school. She takes care of additional family members (father and mother). She sells charcoal at the market on a retail basis. She also practices poultry farming from home. She has been in this business for the last five years. She works seven days a week. She has requested a loan of 400,000 UGX from MCDT SACCO to buy bags of charcoal. Her major business challenges are seasonality and transportation. Her goals and aspirations are to become a wholesaler and to educate her children up to university level. She lives in her own house and the family has access to electricity but not piped water. Her major monthly expenses include food and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,505.0
    Uganda Shillings (UGX) = $1 USD