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Ana Luisa
Mrs. Ramirez lives in the Liberty and for eight years she has dedicated herself to the making and sale of tortillas. She lives in a house she owns and has used the financing of other institutions to invest in corn, which is the main ingredient she uses. This business helps her and her four kids to be able to get ahead. Her life partner also helps out with the bills and supports her and her business. This financial assistance will help her to buy more raw materials for her business. This will be her first loan with this institution, but her credit history is very good. Her objective is to continue generating income and to help her family by providing what is necessary.

Translated from Spanish by James Lombardo, Kiva volunteer

La Sra. Ramirez, vive en la Libertad durante ocho años se a dedicado a la elaboración y venta D. tortillas, vive en casa propia y los financiamientos que a ido teniendo con otras instituciones los a ido invirtiendo en compra D. maíz, que es la materia prima , este negocio le a ayudado a poder sacar adelante a sus hijos que son cuatro actualmente su compañero D. vida aporta una ayuda al grupo familiar pero se era necesario el poder conseguir un ingreso extra para mantener a la familia D. ahí que ella decidió el poder emprender este negocio , los financiamientos le ayudaron a poder ir comprando ganado comenzaron con uno hasta la fecha tienen tres que están en periodo D. pasto y que muy pronto los venderán para obtener su ganancia y seguir e la cría D. los mismos . Este seria su primer crédito con la institución pero su récord crediticio con las demás instituciones es muy bueno, su objetivo es seguir generando ingresos y ayudar a su grupo familiar y proporcionarle lo necesario a sus hijos.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 555
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $175 helped Ana Luisa purchase of corn and fire wood which are the principle materials for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 5, 2008
Mar 21, 2008
Currency Exchange Loss:
Feb 15, 2009