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Mercedita, 38 years old, is married and has 6 children, four of them in school. She works very hard to provide for her family.

For the past 2 years, Mercedita has operated a sari-sari (variety) store in the Philippines. She sells a variety of items such as snack foods, soft drinks and beverages. Mercedita has requested a PHP 10,000 loan through NWTF to purchase more items such as shampoo, groceries, etc. to sell in her store. Mercedita would like to save enough to provide a secure future for her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 336
    View loans »
    Philippines Loans Fundraising
  • $65,979,775
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Mercedita to purchase more items such as shampoo, groceries, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 19, 2012
Mar 30, 2012
Currency Exchange Loss:
Apr 17, 2013