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Mercedita, 38 years old, is married and has 6 children, four of them in school. She works very hard to provide for her family.

For the past 2 years, Mercedita has operated a sari-sari (variety) store in the Philippines. She sells a variety of items such as snack foods, soft drinks and beverages. Mercedita has requested a PHP 10,000 loan through NWTF to purchase more items such as shampoo, groceries, etc. to sell in her store. Mercedita would like to save enough to provide a secure future for her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 408
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Mercedita to purchase more items such as shampoo, groceries, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 19, 2012
Mar 30, 2012
Currency Exchange Loss:
Apr 17, 2013