A loan of $525 helped to purchase a laptop to help with his research.


Hosea's story

Hosea is a student applying for a loan to purchase a laptop to assist in his studies at Strathmore University and this is his story: My name is Hosea. I live in Nairobi, Kenya, with both parents and two brothers. I chose Strathmore University because it is an institution which upholds high levels of discipline and the learning environment is conducive. Strathmore University instills ethical values which promote both personal and social development; thus, it was the university of my choice. I am currently in second year doing a Bachelor of Commerce which involves a lot of research, study and understanding of business-related issues. Finance is my major and it is something I pursue with a passion. I am taking out a loan for a laptop which I will use for research, making presentations, saving and backing up my work, and acquiring knowledge through access to many IT-related platforms. The world is currently in the digital age, and information is very vital to all who are going to take part in this revolution. With this loan, I will be able to acquire a laptop which I will use for access to information relevant to research for my courses. After I am done with my degree, I am hoping to secure a place in the job market. This is the dream of many university students. Afterwards, I plan to master or take CFA while I am working. It is my dream that Kiva will continue with the work it is doing: making the dark days bright for students by giving them loans allowing them to add value to their lives, as well as promoting the spread of knowledge by creating access to information through loans for the purchase of laptops.



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Loan details