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Rosa was born in the district of Boane in the province of Maputo in southern Mozambique. She is married and is the mother of 2 children, who are in school. She started her degree in teaching but stopped due to lack of time. She lives in her own home with her family and also supports 2 nephews who live with her.

She has been a teacher for more than 12 years and has a salary of 10,500 meticals, which she puts towards her home's expenses. She also saves some in her bank account in the BIM bank.

She has already had a loan with the BIM bank in the amount of 50,000 meticals, which she managed to pay back without any problems. She became familiar with Hluvuku through a friend who is also a client of the institution. This is her third loan, and it is for 18,000 meticals. She will use it to buy construction materials for her home (sand, cement, iron, rock, etc.). Her previous loans were for 17,000 and 23,412 meticals, which she put towards her home.

She promises to make her payments on time. In the future, she hopes to buy a vehicle, for which she is planning on requesting more loans from Hluvuku.
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Nasceu no Distrito de Boane, Província de Maputo, Sul de Moçambique, casada e mãe de 2 filhos todos frequentam a Escola. Fez a Licenciatura como professora e parou por falta de tempo, vive na casa própria com a sua família e sustenta mais 2 sobrinhos que vivem com ela.

É professora há mais de 12 anos e tem um salário de 10.500.00mt, que aplica nas despesas de casa e poupa algum na sua conta bancária (BIM).

Já teve empréstimo no BIM no montante de 50.000.00mt e conseguiu pagar sem dificuldades, conheceu a Hluvuku através de uma amiga que também é cliente desta instituição. Este é o seu terceiro empréstimo na Hluvuku no valor de 18.000.00mt, com qual pretende comprar material de construção para a obra da sua casa (areia, cimento, ferro, pedra, e outros). Os empréstimos anteriores foram de 17.000.00mt, e 23.412.00mt, aplicados na habitação.

Compromete se a pagar devidamente e no futuro pretende comprar uma viatura, para tal tenciona solicitar mais empréstimos a Hluvuku.

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About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 0
    View loans »
    Mozambique Loans Fundraising
  • $2,931,625
    Funds lent in using Kiva
  • 27.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Rosa to buy construction materials for her home (sand, cement, iron, rock, etc).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 6, 2012
Mar 28, 2012
Currency Exchange Loss:
May 19, 2013