A loan of $925 helped to buy construction materials for his house (sand, rock, cement, beams, iron, etc.).


Tomas's story

Tomas was born in the city of Maputo in the province of the same name in southern Mozambique. His is married and is the father of 5 children, 4 of whom are in school. He finished studying through the 12th grade and stopped due to his parents' lack of financial resources. He lives in his own home with his family and doesn't support anyone else besides them.

He has been an employee in the National Ministry of Defense for more than 28 years and has a salary of 8,338 meticals, which he puts towards his home's expenses. He also save some in his bank account at the BIM bank.

He has already had a loan with the BIM bank for 50,000 meticals, which he paid back without any problem. He became familiar with Hluvuku through a friend who is also a client of the institution. This is his third loan with Hluvuku, and it is for 25,000 meticals. He will use it to buy construction materials for his home (sand, rock, cement, beams, iron, etc.). His previous loans were for 23,678 and 18,000 meticals, which he also put towards his home.

He promises to make his payments on time. In the future, he plans to finish his home and continue with his studies, for which he is planning on requesting more loans.

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Translated from Portuguese by Kiva volunteer Tanya Harper


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