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Al Sadaka Group
In this Group: Samira, Fawziya, Fatima
Samira is a 38-year-old married woman and the mother of three children. In 2009, she started selling Brazilian gold and beauty cosmetics. Samira works from her house to manage both her business and family issues. Her husband supported her a lot at the beginning and now she is capable enough to manage her business as much as she can.

Samira is a hardworking woman. She applied for a loan from Kiva partner, Al Majmoua, in order to increase her products with a new cosmetics collection necessary for the spring/summer season.

Samira hopes to expand her business more and more in the future and stay capable of supporting her family as much as she can.

Fawziya is a 62-year-old divorced woman with no children. She worked hard to start her own business so that she wouldn't need anyone's help. Fifteen years ago, Fawziya started selling clothes with the help of her sister's children, who gave her the capital requested to start a business of her own. It was a hard step to take, but she had to make her own career.

With the requested loan from Kiva partner, Al Majmoua, Fawziya will start selling Brazilian gold and beauty cosmetics in addition to clothes, attracting enough customers. She hopes she can go to France during the sales season to buy special clothes that fit her customers’ needs and satisfy their desires.

Fatima is a 33-year-old married woman and mother of three children. In 2007, she started her own business selling Brazilian gold and beauty cosmetics. Her husband helped her a lot at the beginning. He led her to most of the dealers and she is dealing with them these days. Fatima is a courageous woman who works hard to reach her goals. Fatima is applying for a loan from Kiva partner, Al Majmoua, in order to increase her products. She found a shop which she intends to rent and will make the necessary changes in it to open it very soon. Fatima hopes to succeed more and more in her business in the future.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 37
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Al Sadaka Group's $2,500 loan helped a member to increase their products with new collections in order to increase their income.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 20, 2012
Apr 2, 2012
Currency Exchange Loss:
Feb 15, 2013