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Marjely Ledenia
Marjely, a small businesswoman in the area, has the help of her husband, who takes care of the household expenses. She has worked buying and selling clothing from the United States for four years. She learned to work in this business from her mother, who also was selling clothing.

Marjely is requesting her first loan to buy clothing from the U. S., with the goal of increasing the inventory in her spot located in the local market, and so give better service and satisfy the demand of her customers.

In her community she is considered to be a responsible and hardworking person with a great desire for improvement.
View original language description ↓
Marjely , pequeña comerciante de la zona, cuenta con el apoyo de su esposo que asume los gastos del hogar. se dedica a comprar y vender ropa americana desde hace 4 años; aprendio a trabajar en este negocio por su mamá que tambien vendia ropa; Marjely solicita 1er crèdito para comprar ropa Americana, con el proposito de aumentar su inventario de su tramo esta localizado en el mercado municipal, así brindar mejor servicio y satisfacer la demanda de los usuaros, en su comunidad es considerada como una persona responsable, trabajadora con mucho deseo de superación.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,779,525
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Marjely Ledenia to buy products for her business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Apr 9, 2012
Currency Exchange Loss:
May 17, 2013