A loan of $600 helped to buy urea, insecticides, herbicides and brush killer.


Octavio Adolfo's story

Octavio Adolfo is 46 years old, is married, has three children ages 11, 5, and 2 years, and lives with this wife and children in the canton of Montalvo, province of Los Rios.

The communal bank San Joaquin is located 15 minutes from the Montalvo office and has 12 members.

Octavio works in agriculture. He cultivates rice and soy. Octavio works in agriculture growing corn and barley.

He is requesting a loan to buy urea, insecticides, herbicides and brush killer. With this money he will acquire better quality seeds and other supplies to improve his harvest.

He completes his purchases and sales on a monthly basis in Montalvo, or daily or weekly if necessary.

His dream is to prosper on his land with an increase in products and thus build a larger house, thinking of the future of his children.

The challenges that he confronts are the loss of crops to bad weather or pests that appear on the crops.

In his free time he likes to read the bible, since he is a child of Jesus Christ.

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Translated from Spanish by Kiva volunteer Dan Fulwiler



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