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Augusto Wilfrido
Augusto Wilfrido is 48 years old, single and living in Montalvo, Los Ríos Province. He has six children and lives with four of them who are 17, 12, 9 and 7 years old.

The “San Joaquín” communal bank is fifteen minutes from the Montalvo office and has 12 members.

Augusto Wilfrido is a farmer especially of short cycle rice and soya. He’s asking for the loan to buy seeds, supplies, urea and weed killing liquids to improve crops. His purchases take place in Montalvo weekly.

His dream is to buy a piece of land of his own to grow products that are common to the area. The challenges he faces are inclement weather, especially draught.

He dedicates his free time to sports.
View original language description ↓
AUGUSTO WILFRIDO, tiene 48 años, de estado civil soltero, reside en Montalvo, provincia de Los Ríos, tiene seis hijos y vive cuatro de ellos, de 17, 12 , 9 y 7 años.

La VRC San Joaquín se encuentra a 15 minutos de la oficina Montalvo, está conformada por 12 socios.

AUGUSTO WILFRIDO se dedica a la agricultura especialmente al cultivo de productos de ciclo corto, produce arroz y soya.

Solicita el crédito para la compra de semillas, Insumos, urea, lìquidos para la maleza para la producción y así poder mejorar los cultivos. Las compras las realiza de forma semanal en Montalvo.

Su sueño es comprar un terreno propio y así cultivar los productos propios de la zona, los desafíos a los que se enfrenta es la inclemencia del tiempo sobre toda la sequía.

Su tiempo libre lo dedica al deporte

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Augusto Wilfrido to buy seeds, supplies, urea, and weed killers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Mar 30, 2012
Currency Exchange Loss:
Apr 18, 2013