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This is 42-year-old Benjamin, a married father of four children aged 2, 5, 10 and 14 years. He has three additional dependents who live with him as he helps his sister with her children's education. In 2005, in order to become self-reliant, Benjamin established his patient drugs business. Working 7 days a week and 12 hours a day, he earns about Le 1,200,000 each month.

Having received and repaid two previous loans, Benjamin is requesting a new one in the amount of Le 3,000,000 to increase his stock, and hopes that it will enable him to increase his monthly profits by approximately Le 250,000. In the future, Benjamin plans to develop his shop from a patient store to a pharmacy and employ workers. The loan will be helpful to him and his family, and he thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Benjamin to purchase medicines.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Mar 30, 2012
Currency Exchange Loss:
Dec 15, 2012