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Zaza is 27 years old. He lives in a small village of Akhalkalaki District, South Georgia with his parents, a sister, and a brother. Zaza is leading the agricultural business of the family, which is the main source of their income. His father works as a postman in the village and his mother is a housewife; his brother and sister are students.

Zaza runs a family dairy farm with four milk cows and seven calves. He produces cheese and sells it in his and nearby villages. The family also owns 40 beehives with bee colonies. Zaza harvests honey two times a year and sells it in his and nearby villages as well. The family owns one hectare of land, where potatoes are grown. Zaza works hard during the whole year in the family farm with family members helping him.

Zaza is requesting a loan, which he will use to purchase potatoes for sowing. He will purchase good quality potatoes and receive a good harvest in the summer. Part of the loan will be used to repair his car. Zaza uses the car for transportation of agricultural products for sale to nearby villages. At the moment, the car is out of order. After the repair, it will be functional and Zaza will be able to take products to villages again.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 41
    View loans »
    Georgia Loans Fundraising
  • $8,578,400
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Zaza to purchase potatoes and to repair the car.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 21, 2012
Mar 30, 2012
Currency Exchange Loss:
May 17, 2013