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Mohamed Jayah
This is 52-year-old Mohamed. He is married and has three children, aged 21, 19 and 17. In 1997, Mohamed established his palm oil and local foodstuff business. He began his business to generate income and to meet his family's needs. Working seven days a week and 10 hours a day, he earns about 1,150,000 Sierra Leone leones (Le) every month from this business.

He would like a loan in the amount of Le 5,000,000. Mohamed has already received and successfully repaid three loans, and now requires a new loan in order to buy additional palm oil and local rice. He hopes that this loan will enable him to increase his monthly profits by approximately Le 250,000. In the future, Mohamed plans to expand the shop from a makeshift store to a concrete building. The loan can increase his profit margin and make him sustainable. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Mohamed Jayah to pay for palm oil and local foodstuff.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Mar 30, 2012
Currency Exchange Loss:
Oct 16, 2012