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This is 42-year-old John. He is married and has three children, aged 4, 7 and 12. He has two additional dependents who live with him to help in their education. In 2009, John established his auto spare parts business. He began his business to generate income and to meet his family's needs.

Working six days a week and 12 hours a day, he earns about 1,800,000 Sierra Leone leones (Le) every month from this business. He would like a loan in the amount of Le 4,500,000. John has already received and successfully repaid one loan, and now requires a new loan in order to buy additional auto spare parts. He hopes that this loan will enable him to increase his monthly profits by approximately Le 300,000. In the future, John plans to expand to the outskirts of town and to increase his stock and profit. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped John to pay for auto spare parts.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 21, 2012
Mar 30, 2012
Currency Exchange Loss:
Feb 15, 2013