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Sandra Elizabeth
Sandra Elizabeth is 32, married and has a son, she lives with her husband and their six year old son in Chimbo, Province of Bolivar.

Sandra has a computer center and also does data entry. She requests the loan to buy a computer. With the help from the loan she will be able to make the purchase she needs which will help to do more business.

She will make the purchase in Guaranda. Her dream is to improve her home, the challenge she faces is to help her son finish his studies. She enjoys walking during her free time.
View original language description ↓
Sandra Elizabeth tiene 32 años de edad es casada tiene un hijo, vive con el esposo y con el hijo de 6 años de edad en Chimbo Provincia de Bolívar.

Sandra tiene un centro de cómputo y es digitadora. Solicita el crédito para comprar un computador. Con la ayuda del crédito podrá realizar la compra que le ayudará a incrementar el negocio.

La compra la realizará en Guaranda. El sueño es poder mejorar la vivienda. El desafío al que se enfrenta es que el hijo culmine los estudios. En el tiempo libre le gusta caminar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sandra Elizabeth to buy a computer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 13, 2012
Mar 30, 2012
Currency Exchange Loss:
May 15, 2012