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Norik is 52 years old and lives with his wife Narine, a 25-year-old daughter, and 22-year-old son. He lives in Ninotsminda District, Southern part of Georgia. Norik mainly works on renovation projects in his district. Narine works as a milkmaid in a local farm.

Along with their main jobs, the family runs a small scale agricultural business. They grow potatoes on a family owned plot of land. Norik sells harvested potatoes locally to grocery wholesalers. The family's total average monthly income is 800 Laris.

Norik requested a loan to purchase potatoes for sowing. He will purchase a better quality of potatoes than he grew before. Narine and Norik will work hard during the spring and summer to get a good harvest in early summer. They hope to increase income to improve family living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 35
    View loans »
    Georgia Loans Fundraising
  • $8,323,400
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Norik to purchase potatoes for sowing on his farm land.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Mar 21, 2012
Mar 30, 2012
Currency Exchange Loss:
Aug 17, 2013