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Wellington Oswaldo
Wellington Oswaldo is 40 years old and married. He has three children, ages 17, 15, and 6. He lives with his wife and the children in the Rancho Grande precinct of Ventanas Canton.

Bendición de Dios Communal Bank is located in the Rancho Grande precinct of the parish of Puerto Pechiche, 45 minutes from our office. It is made up of 11 members.

Wellington Oswaldo works in agriculture growing corn. He is requesting the loan to buy fertilizer, organic manure, liquid herbicide for the weeds, urea, and Ranger-brand herbicide, and to pay the daily wages of the workers. With the help of the loan he will be able to buy the insecticide and pay the daily wage to the workers.

He makes his purchases and sales weekly in Ventanas. His dream is to buy himself a plot of land and be able to vary his crops. The challenges he faces are the pests, such as the budworm, and the bad weather.

In his free time he likes to fish.
View original language description ↓
WELLINGTON OSWALDO, tiene 40 años de edad, de estado civil casado, tiene 3 hijos de 17, 15 y 6 años de edad, vive con su esposa y con los hijos en el Recinto Rancho Grande, perteneciente al cantón Ventanas.

La VRC Bendición de Dios se encuentra ubicada en el Recinto Rancho Grande de la parroquia Puerto Pechiche a 45 minutos de la oficina, está conformada por 11 socios.

WELLINGTON OSWALDO se dedica a la agricultura, siembra maíz. Solicita el crédito para comprar fertilizantes, abonos orgánicos, lìquidos para la maleza, urea, ranger y pago de jornales a los trabajadores. Con la yuda del crédito podrá comprar los insecticidas y pagar el diario a los trabajadores.

Las compras y ventas las ejecuta en Ventanas de manera semanal. El sueño es comprarse un terreno y poder variar los cultivos. Los desafíos a los que se enfrentan son las plagas cómo el cogollero y el mal clima.

En su tiempo libre le gusta pescar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Wellington Oswaldo to buy fertilizer, organic manure, liquid herbicide for the weeds, urea, and Ranger herbicide, and to pay daily wages to the workers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 14, 2012
Mar 30, 2012
Currency Exchange Loss:
Oct 15, 2012