This is Robelyn, 27, resident of Bacoor, Cavite, Philippines. She is married to Roger, a salesman, and a mother to her two children. Together with her husband, she manages their household while operating her business. At this time, she is working hard to continually provide income for everyday expenses.
Robelyn operates a variety store. In the Philippines, a variety store is basically a small convenience store, which sells groceries, toiletries and beverages in small quantities to members of the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 PHP worth of cooking oil or an egg. She earns money by getting supplies at wholesale prices and selling them by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and members of the local community. She earns a minimum of 500 Philippine Pesos (PHP) in sales every day.
To help her continue operating her business, she is requesting a loan of 8,000 PHP. She will use the loan to buy groceries, toiletries, beverages and other products to add to her inventory. She expects a boost in her business income as she expands her business.
Robelyn hopes to grow her business in the coming years and dreams to be able to give her children a good and high quality education. She faithfully meets with her co-fellowship* members to share stories of her work every week and also to draw strength and inspiration from the Word of God she studies.
* All CCT community partners and/or clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and repay micro finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.