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Victor, his spouse, and young daughters live in Vodyanoye. For already 10 years he has been growing vegetables in greenhouses. On his piece of ground there are 2 large greenhouses of 10x100 meters and 8x80 meters, one 4x9m greenhouse for seedlings, and a 8x10m forcing bed. Victor has been in the farming business for 10 years in a row. He has invested considerable funds in his farm--about 150,000 hryven. Every year he spends about 64,000 hryven on repairs and improvements of the greenhouses.

Victor is planning to invest the loan of 12,000 he receives through Kiva for the purchase of coal for heating the greenhouses. He already put a potbelly stove in one greenhouse and he would like to put one in the other. This system of heating requires coal. Victor hopes that the 2012 growing season will be successful and that he will have a good harvest. Victor is planning to expand his business and buy more land in order to build additional greenhouses and to buy a larger vehicle for his business and family.
View original language description ↓
Виктор с супругой и двумя несовершеннолетними дочерьми живет в Водяном. Уже 10 лет он занимается выращиванием овощей в тепличных условиях. У него на участке стоит 2 больших теплицы 10х100м и 8х80, одна теплица под рассаду 4х9м и парник 8х10м. Фермерским делом Виктор занимается уже 10 лет подряд. В хозяйство вложил немало средств – около 150 000 гривен. Ежегодно на ремонт и облагораживание теплиц у него уходит около 64 000 гривен.

Виктор планирует вложить кредит КИВА в размере 12 000 гривен в закупку угля для отопления теплиц. В одной теплице он уже поставил маленькую печку буржуйку, хочет поставить и во второй. Для отопления теплиц по этой системе необходим уголь. Виктор надеется, что сезон 2012 года окажется удачным и получится собрать неплохой урожай. Виктор планирует расширять свое дело и покупать еще землю, чтобы ставить дополнительные теплица, а также собирается приобрести машину побольше для бизнеса и семьи.
Пометка: история на русском языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Victor to buy coal for heating his greenhouses.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Feb 28, 2012
Apr 1, 2012
Currency Exchange Loss:
Aug 8, 2012