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Patricia Esmeralda
Patricia is a 31-year-old woman and describes herself as enterprising, hard-working, and very dedicated to her family. She lives with her husband and 3 children in Ibarra, which is in the province of Imbabura.

Patricia has a general store where she works alone. This business helps with some of their home's expenses and the educational costs of one of their children. She has worked with Fodemi for almost 8 years. Her current loan will be used to buy diapers, soft drinks, and basic goods to offer her customers better service so she can obtain a better income.

Patricia dreams about having her own location for her store and to give her children a better quality of life.
View original language description ↓
Patricia es una mujer de 31 años, se describe como una mujer emprendedora, trabajadora y muy dedicada a su familia. Patricia vive con su esposo y sus tres hijos en Ibarra que pertenece a la Provincia de Imbabura.

Patricia tiene una tienda de víveres en la cual ella trabaja sola, este negocio ayuda a solventar algunos gastos de su hogar y para el estudio de uno de sus hijos. Patricia trabaja con Fodemi cerca de ocho años, el actual crédito que realiza es para la compra de pañales para bebés, refrescos y productos de primera necesidad, para brindar un mejor servicio a sus clientes y así obtener buenos ingresos económicos.

Patricia sueña con tener un local propio para su tienda y brindar una mejor calidad de vida a sus hijos.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Patricia Esmeralda to stock her business with diapers, soft drinks, and basic goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 15, 2012
Mar 29, 2012
Currency Exchange Loss:
May 1, 2013