A loan of $350 helped to stock her retail business.


Dubis's story

Dubis, 29, lives in Soledad with her partner and her 7-year old daughter. She operates a business selling products that she buys from speciality catalogs. She picked up the idea from a friend who operated a similar business and started selling to family and friends. Her business grew so fast that she soon ran out of working capital. She decided to order directly from her supplier to get a better margin and, in turn, better pricing for her customers. She is applying to Fundacion Mario Santo Domingo for a Kiva loan that she will use to stock her business with underwear, perfumes, jewelry and creams. She says the investment will allow her to buy merchandise directly from her supplier, rather than from an intermediary, something that will give her access to discounts and lower her costs. Her goal for the future is to open a small general store where she could sell the kinds of products that her neighbors most want.

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Translated from Spanish by Kiva volunteer Jere Wiseman



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