Las Orquidias Group
Alicia, age 55, has been married to Gustavo for 35 years. He works as an employee in a company. They do not have children who are still dependent upon them.
Alicia raises pigs. She takes charge of cleaning and feeding them so that she will be able to sell them when they are grown.
This time she has requested a loan to be able to buy 12 pigs. She says that the rest of the loan will be used to buy feed. She has been engaged in this business activity for six years. She started this business because she is a responsible and very hard-working person. She wanted to have another income for her family.
The only difficulty that she faces is when the pigs get sick and die. This is a big loss for the family. One of Alicia’s goals is for her pig business to keep growing because the income is of great benefit to her and to her family.
Alicia and the rest of the group are very grateful to FRAC and Kiva for the loan that was granted. Thanks to the loan they will be able to invest in their businesses, and they will have greater income. The members of the group that will invest are María del Carmen, Jaime, Joaquín, Carmen, Ofelia, Celinda, and Amalia. Susana will buy in a sheep, Guadalupe a calf, and Victoria will buy pigs.
La señora Alicia tiene 55 años de edad está casada desde hace 35 años con el señor Gustavo quien trabaja de empleado en una compañía ya no tiene niños que dependan de ellos, Doña Alicia se dedica a la crianza de cerdos ella se encarga de limpiarlos, darles de comer, para cuando los animales estén ya crecidos los pueda vender, esta vez ha solicitado el crédito para poder comprar 12 cerdos y lo que quede será para alimento comenta que en la actividad lleva ya 6 años inicio su actividad ya que es una persona responsable y muy trabajadora entonces quería tener otro ingreso para su familia.
La única dificultad a la que se enfrenta es cuando los cerdos enferman y mueren porque es una perdida muy grande para la familia.
Una meta de doña Alicia es que su actividad con los cerdos siga creciendo porque las ganancias les beneficia mucho a ella y a su familia por lo que Doña Alicia y el resto del grupo están muy agradecido con FRAC y Kiva por la préstamo otorgado porque gracias a el podrán invertir y sus ganancias serán mayores.
Los integrantes del grupo invertirán: María del Carmen, Jaime, Joaquín, Carmen, Ofelia, Celinda, Amalia, Susana invertirán en borregos, Guadalupe en una becerra, Victoria invertirá en cerdos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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