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Marcia Limbania
Marcia is 33 years old and lives in her own house which is located in a neighborhood of the town of Tarija. Marcia is married and has three children whom she, along with her husband, cares and provides education for. Her husband is not a recipient of the loan because he's not currently in town. Marcia has been making pastries in general for several years. Now she has to work in order to get herself and her children ahead. Marcia has been in this line of work for 6 years and she's very well-known to her customers who request her products. Marcia wishes to get better profits so that she can get ahead. However, she tells us that she needs to buy supplies such as flour, butter and sugar, because she has many orders to meet. That way she will be able to finish her pending orders as soon as possible, since she already has experience in the business.
The loan will be used to purchase said supplies, which she needs for her business, so that she can increase her profits.
Marcia tells us that she wishes to improve her living conditions, and for that reason she says that the next loan she requests will be for making home improvements.
View original language description ↓
La señora Marcia tiene 33 años de edad y vive en una casa de su propiedad vivienda que está ubicada en un barrio de la ciudad de Tarija. Marcia es casada y tiene tres hijos a quienes cuida y ayuda en su educación junto con su esposo quien no participa del crédito por no encontrarse en esta ciudad, Marcia desde hace varios años que se dedica a la elaboración de repostería en general. Ahora ella tiene que trabajar para poder salir adelante junto hijos. Marcia desde hace 6 años que se dedica a esa actividad siendo una persona muy conocida por sus clientes que solicitan sus productos, Marcia quiere tener mejores ingresos para salir adelante, pero ella nos cuenta que tiene la necesidad de comprar insumos como ser harina, manteca, azúcar, ya que tiene varios contratos para realizar. De esa forma poder terminar lo más antes posible pedidos que tiene por hacer como ella ya tiene experiencia en el rubro.
El crédito será destinado para la compra de dichos insumos que es necesario para realizar su actividad para de ese modo poder incrementar sus ingresos económicos. Marcia nos cuenta que quiere mejorar las condiciones de vida que tiene, por eso nos dice que el próximo crédito que solicite será para mejorar las condiciones de la casa donde vive.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 138
    View loans »
    Bolivia Loans Fundraising
  • $36,346,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Marcia Limbania to purchase supplies such as flour, butter and sugar for making pastries.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 24, 2012
Mar 29, 2012
Currency Exchange Loss:
Dec 15, 2012