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Norma is married and has two children. Norma is 50 years old and lives in Lao Proper, Plaridel, Philippines.

Norma sells groceries to earn a living. She has had this business for two years. Each month, she earns 5,000 PHP doing this type of work. She has requested a loan for 10,000 PHP to buy sacks of sugar, boxes of noodles and sardines, and cases of soft drinks.

Norma has been a member of PMPC for 11 years. In the future, Norma hopes to expand her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 361
    View loans »
    Philippines Loans Fundraising
  • $70,796,875
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Norma to buy sacks of sugar, boxes of noodles and sardines, and cases of soft drinks.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Mar 28, 2012
Currency Exchange Loss:
Aug 15, 2012