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Kalsoom's Group
In this Group: Kalsoom , Shumaila, Khalida, Shahnaz, Rukhsana
Kalsoom is married with four children. One of them works while two of her remaining children are in school.
Her husband is an electrician by profession, providing electrical systems and repairing electrical items for his clients. He is very experienced in his work and possesses good skills. He has a good number of clients who pay him good money for his work.
Kalsoom is a housewife, fulfilling her household responsibilities.
She has applied for a loan from Kiva's partner, Asasah, for her husband who will buy electricity repair tools to offer better quality services to his clients.
Kalsoom is very confident that her husband will make good use of the loan and improve his business.
Note: “In the photo, the lady holding a book (called Asasah Passbook) is Kalsoom.”

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 206
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 90.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalsoom's Group's $1,225 loan helped a member to buy electrical repair tools.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 22, 2012
Apr 5, 2012
Currency Exchange Loss:
Mar 15, 2013