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Alicia Group
In this Group: Alicia, Merlinda, Noemi, Romana
Alicia is 61 years old and lives in P-2 Pan-ay Diot, Tudela. Alicia is married with four children.

To earn a living, Alicia works in the fish industry by selling fish in her community. Alicia has been in this line of business for two years. Alicia is requesting a loan in the amount of 3,000 PHP to purchase additional dried fish to sell to her customers.

Alicia has been a member of PMPC for five months. In the future, Alicia hopes to expand her business.

Alicia is the leader of a four-person group. Although they borrow as a group, each member of the group operates her own business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Philippines

  • $7,000
    Average annual income
  • 371
    View loans »
    Philippines Loans Fundraising
  • $65,914,600
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A portion of Alicia Group's $300 loan helped a member to purchase additional dried fish for re-sale purposes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Mar 27, 2012
Currency Exchange Loss:
Sep 15, 2012