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Segundo Oswaldo
Segundo Oswaldo is 32 years old, unmarried and does not have children. He lives with his parents in Ventanas in Los Rios Province.

Segundo’s work is driving. He has a taxi and is a driver. He is applying for a loan in order to buy a motorcycle.

With the help of a loan he will be able to buy a motorcycle that will enable him to work as a messenger and earn additional income. He will buy it in Ventanas.

His dream is to own a small house with a garden.

The challenges he faces are living day to day and confronting many trials. In his spare time he enjoys walking.
View original language description ↓
Segundo Oswaldo tiene 32 años de edad es soltero no tiene hijos, vive con los padres en Ventanas provincia de los ríos.

Segundo es trabaja haciendo carreras, tiene un taxi el es chofer. Solicita el crédito para comprar una moto.

Con la ayuda del crédito podrá comprarse la moto que le servirá de mucho para poder trabajar como mensajero y obtener otros ingresos.

La compra lo hará en Ventanas. El sueño es poder tener una casa pequeña con jardín.

Los desafíos a los que se enfrenta son el vivir día a día y enfrentarce a muchos retos. En el tiempo libre le gusta ir de caminata

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,587,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Segundo Oswaldo to purchase a motorcycle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 13, 2012
Mar 28, 2012
Currency Exchange Loss:
Sep 19, 2013