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Carlos Jose
Carlos owns his business; he owns farming equipment like a tractor and other farming tools. He does mechanized farmland preparation and technical planting. He’s asking for his first loan to buy electrical supplies in order to install electricity at home. His greatest wish is to be benefitted so that he can live in his house since it currently lacks this utility and he’s renting a room. By doing this installation he will be able to move into and live in his own house. He is well-known in his community for his good behavior and for being very hardworking.
View original language description ↓
Don Carlos posee su propia empresa,es dueño de maquinaria agricola como es tractor y su implementos agricola, realizar preparaciòn de àreas mecanizada, siembra de cultivo tecnificado, solicita el 1er crèdito para compra de material de electricidad y poder realizar la instalacion del servicio de energia electrica en su casa de habitaciòn, su mayor ahnelo de ser beneficiado para poder habitar en su casa, pues actualmente carece de este servicio en su casa y esta alquilando un cuarto, y al hacer la instalacion se podria pasar a vivir a su propia vivienda. En su comunidad lo conocen por su buena conducta y muy trabajador.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Carlos Jose to install electricity.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 21, 2012
Mar 28, 2012
Currency Exchange Loss:
Oct 17, 2013