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Melvin Leonel
Melvin Leonel, 26, has been working as an elementary school teacher in the Río Plata neighborhood for 7 years. He’s single and has no children. He’s asking for his second loan to pay fees to legalize his professional degree and to buy a computer. Since he still has no family he covers his personal and educational expenses with his salary. He also works in his parents’ farm planting tubers and root vegetables to earn additional annual income. He’s very well known in his community as a responsible, hardworking person who very much wants to improve.
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Melvin Leonel de 26 años de edad labora como docente de primaria en la colonia Rio Plata desde hace 7 años, es soltero no tiene hijos; esta solicitando su 2do credito para pagar curso de titulaciòn y comprar una computadora, como aun no tiene familia con su salario asume sus gastos personales y gastos de estudios, este cliente tambien trabaja en la finca de sus padres sembrando raices y tuberculos para obtener otros ingresos anuales, en su comunidad es muy conocido como una persona responsable y trabajadora y con muchos deseos de superacion.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 31
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Melvin Leonel to pay fees to legalize his professional degree.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Mar 28, 2012
Currency Exchange Loss:
Dec 15, 2012