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Juana Elsira
Juana Elsira is married, owns a grocery store and works as a teacher at the Providencia Colony. Known as a hard-working, honest, good-mannered lady, she has a son and receives help from her husband who works on a small patch of land they own where they grow roots and tubers.

Juana is requesting her sixth loan to pay for tuition for her degree in English, since she is finishing one of the two degrees she is studying. Both she and her husband are very hard workers who struggle to get ahead and improve their lifestyle, so their beautiful family can be raised in a healthy, God loving atmosphere.
View original language description ↓
Juana Elsira es casada, es dueña de una pulperia y trabaja como docente en la colonia providencia, se caracteriza por ser una mujer muy trabajadora, honesta, de buenos modales, tiene un niño, cuenta con el apoyo de su esposo que trabaja en la parcelita que ellos poseen el se dedica a la siembra de Raices y Tubérculos. Juana esta solicitando su 6to credíto para pagar el curso de titulación para obtener el titulo de Licenciada en Ingles, ya que esta culmminado una de las dos carrera que cursa. Tanto ella como su esposo son muy trabajadores y luchadores, que sueñan con tener un mejores condiciones como toda persona lo sueña y que su linda familia goze de salud y amor a Dios y al projimo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Juana Elsira to pay for tuition.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Mar 28, 2012
Currency Exchange Loss:
Sep 18, 2013