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Zivamuntuyo Kyamujanju Group
In this Group: Agatha, Yozofina, Isaac, Annet, Margret, Anamaria, Teddy, Devine, Annet, Stephen, Rosemary, Amida , Resty, Joice
Agatha is a 32-year-old female with four children who operates a bar which she has run for four years. She received start-up capital from farming, which was her mother's trade from way back.

Agatha says that her business is affected by inadequate capital and price fluctuations. She would like to see her children get a good education and would like to expand her business to other markets. Agatha is a member of Zivamuntuyo Kyamujanju, a village bank group where each member guarantees the others. She would like a loan to buy sodas and beer to sell.

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 83
    View loans »
    Uganda Loans Fundraising
  • $33,571,425
    Funds lent in using Kiva
  • 2,485.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Zivamuntuyo Kyamujanju Group's $2,850 loan helped a member to buy sodas and beer to sell in her bar.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 15, 2012
Mar 26, 2012
Currency Exchange Loss:
Sep 15, 2012