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Rafael Antonio
Rafael Antonio, 55 years old, lives with his family. He has a diner and a small drink shop. He is well known in the area and lately has many customers since the food he prepares is delicious: meat, soup, salad, etc. Additionally, the sodas and juices from the store are of the best quality and he sells them at affordable prices. Rafael is a hard-working and very honorable man, always committed to getting ahead. He likes to stay ahead of the competition. He thinks the harder you work, the greater your reward will be. He wants to see his business grown and be an absolute success. It is for this that he has decided to request from INTEGRAL a loan that allows him to buy drinks at wholesale for the shop. Rafael Antonio knows that in this way he will be able to provide his household with a better economic situation.
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Rafael Antonio de cincuenta y cinco años de edad vive junto a su familia, el posee un comedor y un pequeño depósito de bebida, es muy conocido en la zona y últimamente se ha hecho de mucha clientela, pues las comidas que prepara son exquisitas; carnes, sopas, ensaladas etc., además las gaseosas y jugos del depósito son de primera calidad y los vende a precios realmente accesibles; Rafael es un hombre trabajador y muy honrado, siempre dispuesto a superarse, le gusta mantenerse adelante de su competencia, piensa que entre más duro trabaje mayor será su recompensa, quiere ver crecer su negocio y que sea un éxito rotundo, es por eso que se decidió a solicitarle a INTEGRAL un crédito que le permita comprar bebidas por mayor para el depósito. Rafael Antonio sabe que de esta forma podrá llevar a su hogar una mejor situación económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 580
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Rafael Antonio to buy drinks at wholesale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 24, 2012
Mar 27, 2012
Currency Exchange Loss:
Jan 19, 2013