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Guljamal is 34 years old, she is a widow and has three children. As a source of income for her family Guljamal has started doing animal husbandry. The business started with 20,000 som (KGS) now brings around 15,000 KGS a month from the sale of milk and meat products. Through hard work Guljamal's business now has two cows, seven sheep, as well as the income which allows her to build a house for her family. With the purpose to further grow her business Guljamal has come to Bai Tushum and Partners for a loan in the amount of 60,000 som to buy livestock. She plans to invest the income from the loan to further expand her business activity by cultivating cotton.
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Гулжамал 34 года, вдова, имеет 3 детей. В качестве источника дохода для семьи, Гулжамал начала заниматься животноводством. Начатое с 20,000 сом (KGS) хозяйство на сегодня приносит около 15,000 сом (KGS) в месяц от продажи молочных и мясных продуктов. Благодаря упорному труду Гулжамал, ее хозяйство насчитывает 2 коровы, 7 овец, также доходы от хозяйства позволяют Гулжамал строить дом для своей семьи. В целях дальнейшего развития своего бизнеса, Гулжамал обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку скота. Доходы Гулжамал планирует вложить в дальнейшее увеличение бизнес – деятельности за счет засева хлопка.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,011,950
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Guljamal to purchase livestock.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Mar 12, 2012
Mar 22, 2012
Currency Exchange Loss:
Aug 17, 2013