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Karine is 42 years old. She lives in Burastan village with her pensioner parents. Karine works at the village school as a teacher. She also runs a farm where she grows peach trees and cultivates wheat. Karine's parents always help her with daily agricultural activities. She has been running the farm for 12 years.
To start the new farming season, Karine needs necessary financial means. She has applied for this loan to purchase peach saplings and fertilizer.
This loan will help Karine to expand the peach orchard, which means more harvest and a stable source of income for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 141
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Karine to pay for peach saplings and fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 12, 2012
Apr 4, 2012
Currency Exchange Loss:
Feb 17, 2014