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Kiyal is 36 years old, she is raising two children. While looking for a source of income for her family Kiyal started her business in 2004 selling vegetables with a starting capital of 2,000 som (KGS). Through persistence and hard work Kiyal was able to grow her business with a monthly income of 15,000 KGS. Today the assortment of goods is not in excess and this is the reason why Kiyal has come to Bai Tushum and Partners for a loan in the amount of 35,000 KGS. She plans to partially invest the income from the loan into purchasing building materials to repair her home and partially into growing of her business.
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Кыял 36 лет, воспитывает двух детей. В 2004 году, в поисках источника дохода для своей семьи, Кыял начала свой бизнес в торговле овощами со стартовой суммой в 2,000 сом (KGS). Благодаря настойчивости и упорному труду, Кыял сумела развить свой бизнес с ежемесячным доходом в 15,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Кыял обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 35,000 сом (KGS). Доходы от кредита Кыял планирует частично вложить в закуп стройматериалов для ремонта дома, и часть – в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Kiyal to broaden the assortment of goods.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Mar 21, 2012
Currency Exchange Loss:
Dec 15, 2012