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Kosar's Group
In this Group: Kosar , Zainab Mai, Naziran, Muniran Bibi, Nasreen Akhtar, Noreen Bibi, Razia Bibi, Bashiran Bibi
Kosar is the mother of a son and two daughters. Her son is 20 years old and runs a grocery store in the market while her daughters are students.
Kosar is an embroidery expert. She embroiders clothes to meet her clients' demands. She is very skillful in her work and receives regular orders every month.
She has applied for a loan from Kiva's partner, Asasah, to expand her embroidery business. With the loan, she will buy embroidery stock such as beads, embroidery threads and frames in larger quantities that will allow her to get larger orders and increase her profits by fulfilling them on time.
She is very experienced in her work and confident about her business success as a result of this loan investment.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $17,386,950
    Funds lent in using Kiva
  • 90.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kosar's Group's $1,825 loan helped a member to buy embroidery stock.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 21, 2012
Apr 4, 2012
Currency Exchange Loss:
Mar 15, 2013