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Padi 3 Group
In this Group: Suniah, Nia, Nur, Nurmania, Nining, Tri, Tuti, Nurhuda
Suniah has been selling vegetables and groceries in front of her house for ten years. Every day her goods are almost sold out because she has daily customers. Only a few times have her goods gotten rotten.

Her husband is a driver for public transportation. From both businesses, she can send her children to school.

Now she wants to take a second loan from VisionFund Indonesia to buy more groceries and vegetables such as carrots to sell. She hopes her business keeps running well and more customers come to her.

In the future she wants to have her own house and help her children get university degrees and better jobs.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 65
    View loans »
    Indonesia Loans Fundraising
  • $6,275,400
    Funds lent in using Kiva
  • 9,145.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Padi 3 Group's $1,100 loan helped a member to pay for more groceries and vegetables such as carrots to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 16, 2012
Apr 5, 2012
Currency Exchange Loss:
Sep 18, 2012