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Elsa Carmen
Elsa is a member of the "Union II" Communal Bank, and has been associated with Fina for some 16 years. She owns a 4-story house and rents out rooms. Elsa was able to construct her house with the help of loans she has received. She also sells beauty products.

Elsa is enchanted with Finca's training sessions because they help her overcome the difficulties she has with her illness. She suffers from degenerative osteoarthritis. Elsa is very content because now she can be a better person in her home and in her business. All her achievements have been thanks to the aid of Finca.

Now, with this loan, she will invest in improving one of her rental rooms.
View original language description ↓
Elsa es socia del Banco Comunal Unión II,es socia de Finca hace 16 años, es dueña de una casa de 4 pisos y alquila cuartos, ella pudo construir su casa con la ayuda de los prestamos que ha ido recibiendo, también se dedica a la venta de productos de belleza, le encanta las capitaciones por que le ayudan a poder sobrellevar las dificultades que tienen con su enfermedad, ella sufre de Artrosis, esta muy contenta porque puede ser mejor persona en su casa como en su negocio, todos los logros que tiene fue gracias a la ayuda de Finca, ahora con el préstamo lo invertirá para la mejora de uno de los cuartos.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Elsa Carmen to complete a room in her house to be rented.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 19, 2012
Mar 27, 2012
Currency Exchange Loss:
Sep 15, 2012