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Adriana Marcela

Update on Adriana Marcela

Adriana used her Kiva loan to buy peanuts, cashew seeds, pistachio nuts, cinnamon, and chamomile. She packaged them and they sold well. She is currently applying for a new Kiva loan to buy products with fast turnover such as cinnamon, and cloves because Holy Week is coming, the season when her customers make their own sweets and add just the products that Adriana sells. She promises that the loan will be successful and will make the money quickly, increasing her working capital.
Her message to the Kiva financiers is “I appreciate the trust you have placed in me with the last loan. I hope that you also support me in this new request since the financing helped me strengthen my earnings every day”.
View original language description ↓
Adriana compró con su credikiva, maní, aceitunas, semillas de marañón. Pistachos, canela manzanilla y las empacó e hizo su buena venta. En la actualidad está aplicando a un nuevo credikiva, con le cual comprará productos de mayor rotación, como canela y clavito, porque se prepara para dará respuesta a la semana santa, temporada en la que sus clientes preparan sus propios dulces y agregan justamente los productos que vende Ariana, por eso la inversión promete ser exitosa y ganará dinero rápidamente, aumentando su capital de trabajo. Su mensaje a los financiadores de Kiva es el siguiente: “Agradezco la confianza depositada en mi, con respecto al crédito anterior. Espero su respaldo en esta nueva solicitud ya que su financiación me permite fortalecer cada día más mis ingresos. “

Previous Loan Details

Adriana Carbò is a young woman, 22 years old, who owns a business selling dried fruit, olives and spices in Barranquilla's town center, where much of the commercial activities from the southern part of the city take place. Her business has been growing for three years; Adriana began managing ... More from Adriana Marcela's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 305
    View loans »
    Colombia Loans Fundraising
  • $18,296,125
    Funds lent in using Kiva
  • 1,757.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Adriana Marcela to buy products with a quick turnover such as cinammon and cloves.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Mar 21, 2012
Mar 26, 2012
Currency Exchange Loss:
Nov 18, 2013