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Ganho Ii Group
In this Group: Louise, Appoline M., Marguerite, Justine, Solange, Cica Ida, Pièrrette, Ginette, Mélanie, Madeleine, Victorine
The GANHO group is made up of 11 people who live in the same neighborhood. This is the first time that the group is seeking financial aid from ALIDé, in order to increase its business activity.

The group's representative, Louise, is the woman with her hand raised in the photograph. Louise is 56 years old and lives in Benin. She did not attend school. She is married to a man named Lokonanto. The couple has six children, three of whom remain in their care. All of their children are educated. The couple covers the various household expenses together.

In order to contribute to the various expenses, Louise has been selling various products as well as akassa (local food made from corn starch) in her region for about 12 years now. She stocks up in a region of Benin. Striving to satisfy her customers and increase her sales and revenue, Louise, along with the other members of GANHO, is seeking her first loan through ALIDé.
View original language description ↓
Le groupement GANHO II est composé de onze personnes qui habitent le même quartier. C'est la première fois que ce groupement sollicite l'aide financier de ALIDé, afin d'élever le niveau de son activité. La représentante de ce groupement, du nom de Louise est celle qui a la main levée sur la photo. Louise est âgée de 56 ans et vit au Bénin. Louise n’a pas fréquenté l’école. Louise est mariée à un certain Lokonanto. Le couple a six enfants, tous scolarisés dont trois restent à leur charge. Le couple assure ensemble les diverses charges de la maison. Afin de contribuer aux diverses charges, Louise vend depuis une dizaine d’années, divers produits et de l’akassa (aliment local fait à base d’amidon de maïs) dans sa région. Louise s’approvisionne dans une région du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaire et son revenu, Louise sollicite ensemble avec les autres membres du groupement GANHO II, un premier crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 494.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ganho Ii Group's $675 loan helped a member to buy various products and corn.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 24, 2012
Mar 24, 2012
Currency Exchange Loss:
Oct 15, 2012