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Astghik is 54 years old. She lives in Yerevan with her husband and two sons. Astghik's elder son is 24 and works at the gold market. Her younger son is 22 and works at a car-washing service. Five years ago, Astghik decided to start a retail business with her husband. They rented a booth in a city market, where they trade in men's clothing.

Astghik wants to refresh their clothing selection for the coming spring/summer season. For this reason she has applied for this loan to purchase clothing. This loan will help Astghik to increase sales and develop her business, which means increased income for Astghik and her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Astghik to pay for clothing.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 2, 2012
Apr 4, 2012
Currency Exchange Loss:
May 4, 2012