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Kalsoom's Group
In this Group: Kalsoom, Kalsoom, Manzooran, Saima, Nazeeran, Nasreen, Zubaida, Tahira, Shameem, Samina
Kalsoom is a very talented lady. She is the mother of 2 sons and 2 daughters. She operates a boutique business in her community where she displays her collection for selling. She handles a good clientele base. She keeps herself up to date about the latest trends in fashion which helps her understanding of the clients' demands.

Her husband is also involved in a clothes sales business. He operates his shop in the clothing market and earns good profits every month. Her eldest son also has a clothes sales business, while her remaining children are getting their education.

Kalsoom has applied for a loan from KIVA partner Asasah for the further improvement of her boutique business. With the loan investment, she will buy a variety of unstitched clothes & threads to sew them for displaying in her boutique for selling. She is very experienced in her business and confident about her success as the result of the loan investment.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 270
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 90.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalsoom's Group's $1,875 loan helped a member to buy unstitched clothes & thread for her boutique business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 20, 2012
Apr 4, 2012
Currency Exchange Loss:
Mar 15, 2013